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How Financing Works 

eBikeJOY! offers financing through Klarna and Katapult. All two are recognized as leaders in secure and affordable online shopping financial companies.

We understand that personal electric vehicles (e-bikes, and scooters) can be expensive and difficult to pay outright with cash or credit, so we have teamed up with Klarna, and Katapult financing companies, to offer our customers flexible pay-over-time or lease-to-own options. 

Is Financing Right For You? 

You should only consider financing your new electric bike, scooter, if you are confident in your ability to pay off the full amount of the purchase within 1 year. Otherwise, you will begin to incur financing charge on your outstanding balance, which can add up quickly. Both Klarna and Katapult may run a credit check during the application process. Decide which is right for your needs and current financial situation.

Two Financing Options and the Difference Between Them

eBikeJOY! offers 2 options for financing. Here are the two and the major differences between them. Click on the link below for more detailed information on each option. 

It's simple. Select the option at the payment section during checkout.


pay over time for your electric bike or scooter

Klarna - Pay Over Time Financing 
(CLICK HERE for more information)

     Lease your electric bike or scooter over time with Katapult
    Katapult - Lease to Own Financing
    (CLICK HERE for more information)

      The two options are available for use at the payment section of the checkout process. Call or email us if you have any questions on which finance option is right for you. or 888-753-2453 #1