
Looking to lease-to-own an electric bike, scooter, or moped with no credit check? eBikeJoy has partnered with Katapult to offer a flexible lease-to-own option on hundreds of e-bikes, electric scooters, and mopeds — with instant approval decisions and no traditional credit check required. Whether you're looking for a fat-tire e-bike, a step-through commuter, a cargo bike, or a moped-style scooter, you can ride now and pay over time.
Katapult financing is available on a wide range of electric vehicles at eBikeJoy, including:
Simply add your chosen product to cart and select Katapult No Credit Check at checkout to get started.
Looking to lease-to-own an e-bike? eBikeJoy carries a huge selection of fat tire electric bikes, step-through commuters, folding e-bikes, cargo bikes, hunting e-bikes, and recumbent trikes — all eligible for Katapult lease-to-own financing. No credit check, instant approval, and flexible weekly or monthly payments make it easy to ride now and pay over time.
Want to lease-to-own an electric scooter? Browse our full lineup of electric scooters for adults and finance your ride through Katapult with no traditional credit check required. From commuter scooters to recreational models, you can get instant approval at checkout and choose a payment schedule that fits your budget.
Interested in leasing a moped? eBikeJoy offers a wide range of mopeds and moped-style electric bikes available through Katapult lease-to-own. Whether you're looking for a stylish urban cruiser or a powerful moped-style e-bike, you can ride now and pay over time with no credit check needed.
Looking to lease-to-own an electric dirt bike? eBikeJoy's selection of electric dirt bikes is available through Katapult with no traditional credit check. Get instant approval at checkout and hit the trails without paying the full price upfront.
Three different in-stock rides, with Katapult financing available at checkout.




Step 1: Add an order to cart and click to go to the checkout.
Step 2: Fill out your details and click "Continue to shipping method".
Step 3: Select the shipping method and then click on "Continue to payment method".
Step 4: Choose the payment option: "Katapult No Credit Check" and click "Complete order".
Step 5: Select the options you prefer and click "Place Order". You'll be asked to enter your details for Katapult to verify. After that, you'll receive an instant approval decision and Katapult will create an account for you.
That's it!!

*Pricing may vary by state and does not include sales tax. Estimates above are based on a $45 initial payment and a 12-month term using a monthly payment schedule. Weekly, bi-weekly, and semi-monthly payment schedules are also available. Mid-term is equivalent to 6 months.
CA residents pay only the cash price if paid off within 3 months.
Pay off within 90 days for just 5% above the cash price plus the initial $45 payment. To exercise the 90-day early purchase option contact Katapult via 24/7 chat or visit the customer portal page by clicking here for the most up-to-date account information related to your lease-purchase agreement.
This is an advertisement for Katapult's lease-purchase or lease-to-own service. The path to ownership will cost more than the merchant's cash price. Certain items available at participating locations. Not available in MN, NJ, WI, WY.
Enter your email below to a receive $25 off coupon code and free shipping.