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How Financing Works 

eBikeJOY! offers financing through ShopPay, Klarna and Katapult. All three are recognized as leaders in secure and affordable online shopping financial companies.

We understand that personal electric vehicles (e-bikes, and scooters) can be expensive and difficult to pay outright with cash or credit, so we have teamed up with ShopPay, Klarna, and Katapult financing companies, to offer our customers flexible over-time or lease-to-own options. 

Is Financing Right For You? 

You should only consider financing your new electric bike, scooter, if you are confident in your ability to pay off the full amount of the purchase within 1 year. Otherwise, you will begin to incur financing charge on your outstanding balance, which can add up quickly. ShopPay and Klarna run a credit check for during the application process. Katapult is a no credit needed option. Decide which is the right of the three for your needs and current financial situation.

Three Financing Options and the Difference Between Them

eBikeJOY! offers 3 options for financing. Here are the three and the major differences between them. Click on the link below for more detailed information on each option. 

It's simple. Select the option at the payment section during checkout.


Pay over time with Shop Pay Installments

ShopPay Installments - Pay In Installments. Credit Check.
(CLICK HERE for more information)

pay over time for your electric bike or scooter

Klarna - Pay Over Time Financing. Credit Check.
(CLICK HERE for more information)

     Lease your electric bike or scooter over time with Katapult
    Katapult - Lease to Own Financing. No Credit Check.
    (CLICK HERE for more information)

      All three options are available for use at the payment part of the checkout process. Call or email us if you have any questions on which finance option is right for you. or 888-753-2453 #1