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Financing & Leasing

How Financing and Leasing Works 

eBikeJOY! offers financing through ShopPay, Klarna, Katapult, and Zip. All four are recognized as leaders in secure and affordable online shopping financial solutions.

We understand that personal electric vehicles (e-bikes, and scooters) can be expensive and difficult to pay outright with cash or credit, so we have teamed up with ShopPay, Klarna, Katapult, and Zip financing and leasing companies, to offer our customers flexible installment, pay over-time or lease-to-own options. 

Is Financing or Lease Right For You? 

You should only consider financing and leasing your new electric bike, scooter, if you are confident in your ability to pay off the full amount of the purchase within 1 year. Otherwise, you will begin to incur financing charge on your outstanding balance, which can add up quickly. ShopPay, Klarna, Katapult, and Zip all run a credit check during the application process. Decide which is the right one for your needs and current financial situation.

Four Financing and Lease Options and the Difference Between Them

eBikeJOY! offers 4 options for financing and leasing. Here are the four and the major differences between them. Click on the link below for more detailed information on each option. 

It's simple. Select whichever pay over time or leasing option you would like to apply with at the payment section during checkout.


Pay over time with Shop Pay Installments

ShopPay Installments - Pay In Installments 
(CLICK HERE for more information)

pay over time for your electric bike or scooter

Klarna - Pay Over Time Financing 
(CLICK HERE for more information)

     Katapult Lease to Own for Electric Bikes, Trikes, and Scooters
    Katapult - Lease to Own Financing
    (CLICK HERE for more information)

    Zip Finance Over Time
    Zip - Pay In Installments
    (CLICK HERE for more information)

      All four options are available for use at the payment section of the checkout process. Call or email us if you have any questions on which financing or lease option is right for you. or 941-702-4530