Shop Pay Installments overview

• For orders between $50 to $999.99, you can split your purchase into four bi-weekly, interest-free installment payments. There are no additional charges, interest rates, or late fees for this option, and your credit score isn't affected.
• For orders between $150 to $17,500, you can split your purchase into monthly installment payments. While there are no late fees for monthly installment payments, your order is subject to interest fees. Your credit score isn't affected when you apply, but it can change if you don't make your payments on time.

After you make your first payment at checkout, you'll be charged either biweekly or monthly, depending on the installment payment option you chose. You'll be reminded by email and SMS text (if applicable) before each payment is charged to your card. You can also turn on push notifications in the Shop app to be reminded. However, you can't customize your payment schedule. 

Step-by-Step on How to Order with Shop Pay Installments

Step 1: Add an order to cart and click to go to the checkout.

Step 2: Fill out your details and click "Continue to shipping method".

Step 3: Select the shipping method and then click on "Continue to payment method".

Step 4: Choose the option "ShopPay Pay in full or in installments"and click "Complete order".

Step 5: Select the options you prefer and click "Place Order". You'll be asked to enter your details for ShopPay to verify. After that, you'll receive an instant approval decision and ShopPay will create an account for you. You can use that account anytime you want to place orders in the future! 

For info about Shop Pay Installments payments and financing, such as why you might not have been approved, visit the Shop Pay Installments Help Center.

That's it!!

See screenshot below for visual example: